Posts Tagged ‘wealth builders blueprint’

Whether you believe the media, the government, your financial planner or the dog catcher about the state of the economy, the most important factor to you is still your own bank balance. No matter what the taking heads say on the news or what the politicians pontificate about, if you are shaking down the couch to get change to buy groceries, this is a tough economy.

The difference between wealthy people like Bill Gates and the homeless person living under a bridge really comes down to a few different decisions and a few different skills. No kidding, it really is that simple. You are closer than you think. The key difference between the wealthy and the financially depleted becomes information. Having timely accurate information coupled with the knowledge of exactly how to implement that information makes a world of difference in the results. For results which make you bank balance smile, you need a wealth builders blueprint. Step one in your financial blueprint is the best information.

Receiving your information from true visionary leadership solves major problems. Information without a conflict of interest is critical; true visionary leaders present the facts, not the spin. Be aware of the credibility of your information source. Would you take business advice from Bill Gates? Yes. Would you base your financial future on the information from a person living out of their car or a person selling investments out of the back of their car? No, you are too smart for that.

Timely, accurate information from a credible source makes all the difference. Yes, in order to achieve fabulous results, you need all 3 elements. By the time information filters down from the top of Wall Street and flows through the media to John Q. Public, it is not only old but it is no longer accurate. Do you remember playing a game of “telephone whisper” as a child? One person starts out with a detailed story and whispers it to the person next to them. The story continues around the room to several people. Each time the story is transferred it accidentally changes. By the time the story reaches the end of the line of five to fifteen people, it bears no resemblance to the original story. This same process occurs between Wall Street, the media and the public. Whether the story changes are intentional, as in the case of “spin doctors,” or accidental, the end result is that the story changes.

How can you possibly make wise decisions with old and inaccurate information? In addition to this timing and accuracy issue, is the knowledge of how to best utilize the information.

Now before you start crying into your latte, there is good news.

Gerald Celente of Trends Research fame has agreed to make regular broadcasts of information designed to keep you on the edge of your seats. He will be providing timely, accurate information to a select group of individuals. The good new is that you can be one of those individuals. Google the name Gerald Celente and you will discover a plethora of endorsements and accolades about Gerald Celente’s prior predictions and uncanny accuracy. Gerald Celente personifies visionary leadership.

The first key to a wealth builders blueprint is tapping into timely accurate information. Receiving knowledge from credible visionary leadership provides the instruction on how to implement the new knowledge.

Hire Elaine Love to speak to your group. Your wealth builders blueprint requires tapping into the minds of knowledgeable and credible individuals who speak your language and bring you timely, accurate information. Contact Elaine Love at www.ElaineSpeaks.net or www.ElaineSpeaks.com. Click the Crash Proof Prosperity link.

“Why oh why did I get myself in this mess” is the plaintive cry heard throughout the land right now. Individuals, states and even countries are second guessing themselves. Note the question is “why” not “how.” They know how. Consistently spending more than your income will earn you a ride on the rocket ship to financial ruin.

“Why” is one of the most frequent words uttered by any small child. Perhaps it would be wise for adults to examine that important word as well.

When economic times are flourishing, we tend to think the good times will go on forever. We spend, spend, spend. This was the experience in the ski resort. Money flows in equal proportion to the accumulation of snowflakes on the slopes. When the powder is light, fluffy and deep, the money flows in from a variety of sources in delightful abundance. Far too many businesses had a tendency to spend lavishly during ski season as if the money would continue to flow in at that same rate. Unfortunately, logic says that will not happen. With predictable regularity April arrives and both the snow flakes and the skiers stop arriving. With direct correlation, the money stops flowing in as well.

Many businesses encounter positive assets and negative cash flow as their demise. The wealth builder’s blueprint requires vision, planning and at least a dash of common sense. Ski season does not last 12 months per year; however, the rent, utilities and desire for food on your table does exist all year long. About the end of May the lavish ski season spenders were crying “Oh why did I spend all of my money in ski season and not save anything for the remainder of the year.” As the old German adage says, “Too soon old, too late smart.”

This same behavior pattern is now visible with many Americans who used their home as an ATM with the expectation that prices and values would continue to rise. Values did not continue to rise. Now approximately 80% of the homes who indulged in this rape and pillage of their home equity find themselves owing more than their home is worth. Many of them are now asking themselves “Why did I borrow so much and get myself into this negative value situation?”

States and even nations are experiencing the same situation as individuals; the spending has out paced the income.

Ok, we can not change the behavior of states, nations or even ask for a “do over” for our personal financial situation but we can institute a wealth builder blueprint for the present and future.

Maybe the small child’s constant “why” question is wise for adults to ask themselves as they contemplate expenditures during this holiday season and going forward to 2011. If we ask ourselves “Do we want this or do we need this purchase?” It may be amazing how many purchases are a want rather than a need.

Another solution is to write down in a notebook every penny spent: cash, check and credit card purchase. Keep a ledger of income expected; not wished for, maybe or might receive or even win the lottery income. Tally the spending and balance it off against the income.

One of the best ways to avoid the “Oh why did I do that” or “Oh woe is my empty wallet” is to establish a wealth builder’s blueprint. Once the blueprint is in ink or computer font, follow it consistently and persistently.

What a concept, not spending money we do not have. Anyone want to suggest that to their state governor or congressman? Just a thought. Oh well, I think I’ll start right here in my own checkbook.

For more practical tips and techniques for personal and professional cash flow management, hire Elaine Love as your coach and mentor. Contact Elaine at www.ElaineSpeaks.net

Want to make it easier on yourself to get out of bed in the morning?        How would it feel to be excited about your work?  Imagine being more excited about Monday morning than Saturday morning?

You will always be more productive, more profitable and more emotionally satisfied when you are working in your passion.  When you are passionate about what you do for a living, it is easier to get out of bed in the morning.  You are actually eager to get to the office.  Does that feel like traveling in a foreign land without a map to you?  If being happy about your career is totally foreign to you, then it is time to seriously examine your career choice.

Remember as a child how you had wild and wonderful dreams about how life could be when you grew up?  What happened to that childish wonder and excitement?  As a child did you imagine yourself as wealthy?

Examine your wealth builders blueprint.  Did you forget to even make one or is it covered with years of dust?  Unfortunately, it is probably not gold dust.  Time to dust it off and reinvigorate your dreams.  Your dreams are the first step in your wealth builders blueprint.

What is a dream anyway?

D – Decide what you truly want

R – Refine it down to a specific goal

E – Examine all of the factors involved in making it come true

A – Action plan to achieve

M – Maintain consistent, persistent, focused action

Deciding what you truly want can be accomplished by paying close attention to your energy.  When do you feel the most invigorated and inspired?  What are you doing when time just flies by without glancing at the clock every five minutes or having the overwhelming urge to jump up and get another cup of coffee?  When do you feel the greatest sense of satisfaction?  Where does your mind wander to in your daydreams?  All of these are clues as to your passion – your area of highest productivity, profitability and satisfaction.

Refining all of these thoughts, activities and “what if” ideas into the one most important goal is a process.  Be careful not to talk yourself out of your dream by saying it can’t happen.  Approach the process as if EVERYTHING is possible.  When you want something badly enough and really focus on it, there is usually a way to achieve it.  Napoleon Hill said, “What the mind can conceive and believe, it can achieve.”

Examine all of the factors involved.  Do you need more training?  Do you need to tap into a positive mastermind group who share your quest for achieving a dream?  Careful, no bar room benefactors, they tend to be negative; they are dream stealers.  Look at finances, education, and skills.  You will have to move.  Move your mind in a new direction; move your time priorities; move your seat off the couch and into action.

Form an action plan with step by step activities to move you constantly toward your goal.  It may not be fast but keep checking to be certain you are on course.  Revisit the plan frequently and be certain you have not veered off course.

Maintain consistent, persistent and focused action all headed toward the achievement of the goal.  This means daily.  Your dream becomes a 24-7-365 focus.  You dream about its accomplishment at night, take action on it during the day and daydream about how your life will feel when you are successful.

A wealth builders blueprint starts with a dream.  Live the life you desire and deserve.

Is your net worth sinking from the black into the red?  Is your wallet shrinking right along with your confidence while you eat out of tension and your waistline goes the other direction?  What you want is a tensionectomy?  I’ll let you in on a little secret.  Shhhh.  Having the right non-conflict of interest information at the right time and knowing what action to take plumps your wallet and strengthens your self confidence.

Wealth creation strategies require passion, perseverance and a commitment toward permanent improvement.  Get rich quick schemes are for the foolish, lazy and perhaps unethical.  Serious wealth creation strategies require a mindset change.  If your current mindset would create a path toward wealth, you would already be rich.

Millions of people invest hundreds of thousands in college, various schools and classes every year.  Americans, and now the world need solid, accurate financial information.  How much are you willing to invest in yourself to receive honest, non-conflict of interest education about how to earn more money and make better choices with the money you do have?

The alarm bells are ringing all over the world now.  The euro is screaming in terror as its debt level rises to flood stage and it is swimming in a sea of red ink.  The US Dollar has been drowning in its own red ink for months now and the massive bailouts are causing it to go down for the third time.  Pouring in more debt, red ink, to an already overflowing debt level only intensifies the problem.

Now since we are doing such a terrible job of managing our own economy, we have decided to expand this disastrous flood stage economic model to Europe, Portugal, China and any other poor soul who decides to listen.  Increasing debt far beyond what can ever be repaid makes no sense.

Hello, bankruptcy.  When your debts far exceed your current and future income, you are bankrupt.  Running the printing presses to flood the market with deflated dollars is like tying a big rock to your wallet and expecting it to float to the surface.  What are we doing to ourselves?  Even worse, what are we doing to future generations?

Wealth creation strategies require making wise decisions with current money and becoming wealth builders for the future.

1. Stop buying things you can not afford with money you do not have to impress people who do not care.
2. Start taking your financial education from people who want to educate you rather than sell you the latest and greatest “get rich quick” scheme.  Real wealth does not happen overnight.  It is a mindset of wise decisions at the right time backed by action.
3. Stop jumping on every fad that floats through the media.  Pet rocks are long gone.

The US economy and the world economy are changing rapidly.  If you go with the flow of the masses, you will go down with the masses.  By the time information floats down through the spin artists from the top of Wall Street through the media and talking heads down to main street, it is far too late to act on it.  Come learn the facts.

Join me at http://www.elaine4success.com/ and get honest non-conflict of interest information.